These terms cover your use of ReverseMortgageGuide's calculators, guides, and state pages. Using the site means you accept them.
The reverse mortgage calculator, the loan balance calculator, the home equity calculator, and the vs HELOC calculator all produce planning-grade estimates built on HUD's published principal limit factors and lending limit. They are not underwriting, and none of them is a loan offer from any lender.
Nothing on this site is legal, financial, or lending advice. A reverse mortgage is a significant decision, so talk with a HUD-approved counselor, and an independent financial advisor if needed, before you act on anything you read here.
The site and its tools are offered as available, without a guarantee that every figure fits your specific situation. We fix errors when we find them or when a reader flags one.
We are not responsible for decisions made based on this site, or for the practices of any lender, counselor, or outside site you reach through a link here.
Some links on this site, including a few pointing to lenders or other calculators, are affiliate links. If you click through and take an action, we may earn a commission. It has no bearing on what the tools calculate.
We may revise this page as the site changes. The version posted here is the one that applies at the time you visit.