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Editorial Standards

How we keep ReverseMortgageGuide accurate and trustworthy.

ReverseMortgageGuide is built to be accurate, current and genuinely useful. This page explains who is behind the site, how our tools and content are produced, and the sources we rely on.

Who runs this site

Chris Terry

ReverseMortgageGuide is run by Chris Terry, who oversees the calculators and editorial content and is responsible for their accuracy and upkeep.

How our tools are built

Every calculator uses published, industry-standard formulas and current figures. We test the math, document our assumptions on each tool, and update the numbers when rates or rules change. We do not collect or store the values you enter — calculations run entirely in your browser.

Our sources

Our figures and explanations are based on HUD/FHA HECM program rules and published lender data. Where rules vary by state or change yearly, we say so and link to the authoritative source so you can confirm the latest details.

Editorial independence & corrections

Our goal is to help you make an informed decision, not to push a product. Some links are affiliate links that may earn us a commission at no cost to you; they never change our recommendations or the math. Spot an error? Tell us and we will fix it promptly.

Important: This site is for educational purposes only and is not a loan offer or lending advice. Reverse mortgage (HECM) proceeds depend on age, rates, HUD limits and fees, and require HUD-approved counseling. Consult a licensed lender and counselor. We may earn commissions through affiliate links on this site.